Projects on Projects on Projects

So much is going on in my brain.

I have 101 things that I want to do. But, don’t even know where to start.

What I really should do is write them down and start going from there.

So…

  • Curriculum mapping for next school year
  • Curriculum made and ready to go for next school year
  • Gaming YouTube put together
  • Gaming Twitch put together
  • Gaming Social Medias established
  • Figure out what I want this blog to become
  • Get into shape…or better shape at least
  • Spend 15 minutes a day reading educational readings
  • Spend 15 minutes a day reading leisure books
  • Meditate

I don’t know what I will be doing next school year. I am currently unassigned at my school because they are downsizing due to decrease in enrollment. So, I don’t want to do much with the curriculum stuff until that is sorted.

Hubs and I want to start a video game channel because we like video games and stuff.

I miss blogging. I could still be blogging about our personal finances. Interesting things are going on there. I may work on a post for that today.

I could also post about our adventures that we go on.

Our family goals and stuff.

I don’t know. Ugh.

 

 

Contemplations and Transitions

I just need a space to think for a moment.

In the last 3 months or so we have paid off $101,150.21 in student loans; not including our standard payments. This is an amazing amount to pay off in such a short period, but it isn’t because we worked hard, or something like that. It is from the inheritance that my aunt and uncle left me after they passed away. I am eternally and forever grateful for this gift. But every single day I would chose their presence over being able to pay off those debts.

Work is fine. I love my job, but I don’t love my job. There is a very real and apparent love hate struggle going on before me. I don’t know what to do about it but part of that is why this post exists. Allowing me to get my thoughts out. To give some contemplation in a free handed expression to hopefully sort out a few things.

I will post this disclaimer before you get too far into my ramblings. I am ill. I feel like absolute garbage today, and am a little medicated. You have been warned.

So, yeah. I love my job, but I really do have an inner struggle with real world application for what I am required to teach, the emphasis on testing and then the whole “inch deep mile wide” philosophy that comes with testing. Basically, for the non teachers reading this, often times we are left chugging through material, quickly, grazing just the surface and then moving on to the next topic. Students don’t get a chance to dive deep into topics they find interesting because the test is looming in the distance and we need to be prepared for that.

My husband and I have been talking about what we want to do. We both love video games. We have contemplated streaming and/or making a YouTube channel. I want to do that.

My husband has been working on a book. I think it would be great for him to work on that a little more.

I miss blogging. But our debt free journey is coming to a close. But, that is also why I use the name With Love, Wanderlust and not something specific to a debt free journey.

I have some ideas for what I want to do here. I just need to start actualizing them. Making a road map. Etc.

I /need/ to get back into shape. I reached out to a coach today, but I need to see his prices before I know if I can commit to that. Because, damn, coaches can be expensive as all get out. But, I need to take care of me. Me, feels it. Me isn’t happy. Oh, grammar.

My head is pounding. We are finishing up the last load of laundry before we head out to Waikiki for the weekend. Hopefully a restorative weekend is in store. I need it, that is for sure.

Would Love Feedback on Our Debt Repayment

How has your week been rolling?

We are setting into the second quarter at this point. Doing well.

We kicked our second quarter off with a field trip, which the kids adored. Oh, my gracious the amount of work for me was insane but seeing the pride of accomplishment on the kid’s faces was well worth it.

So, I know a while back I spoke about how some relatives of mine passed away about a year and a half ago, at this point. They, kindly, left their estate to me- per their will. As part of this, I have received a fairly substantial amount of money. We have already set aside 10 percent for ourselves. I know my aunt and uncle knew I would be responsible with their gift, but I also know they would want me to have a little fun too.

The short of this is, the sum would pay off the bulk of our debt leaving us with around $10k and whatever is left of our car (I really should know what that is but I really do not). The car is around 15k or so. Anyways, we also toyed with the idea of setting aside 15% to put into an investment account.

Really, the point of this post is; if you had around 120K in debt and received a sum that would wipe out most of that, what would you do? Keep reading for some of our other ideas.

I already talked about the take the 90% that is left and just get rid of the bulk of the debt. I have also covered the invest 15%. This leaves us with more debt to continue to pay on. Another idea we bounced around was paying off everything with an interest rate of 4% and higher; since, in theory, money would more wisely be utilized in an investment account that has a historical return rate of, around, 8%.

I don’t know. Money shouldn’t be emotional. But it is. Being debt free has a million and one great opportunities before it. But, so does investing (ie. Retire early).

What would you do?

Teaching in Hawaii: The First Quarter

horsehead-nebula-11081_1280

I am, literally, walking into my second quarter of teaching here in Hawaii. Monday, today, is the start of a brand new quarter. I am excited, relieved and most of all, happy I have made it this far.

I have a lot I need to work on. Like, gracious me, there are a hundred and one meetings that I have to attend and I need to find a better way to keep track of it all. I plan on buying a new planner here in a few for the upcoming year, but that isn’t going to help me much at the moment.

This first quarter has had a lot of ups and downs.

I have learned I really do love teaching, there really is no other job I would rather do, in the world. I love my science team and department. I am learning to get along with my team as I have started to get to know some of them better, at this point.

Classroom management isn’t too bad. I have a few kids that are very challenging but overall, day to day, no big deal by any means. I am changing up my punishments a little. I don’t like taking all of their recess time for infractions so I have decided one warning is free, after that it is 5 minutes per warning for a same or similar infraction (mostly a concern during lab work).

I have learned to pick my battles. I do not have lab stool for my lab tables, so they have taken to sitting or laying on the tables during lab. I used to care and now I don’t. Is it really a big deal if they are laying down while working with no liquids or hazardous materials? Personally, I really don’t think so. Similar to my study hall group. I question and talk to them about their grades and why they are failing a class, but the reality is they are 8th graders and it is high time they start to advocate for themselves and be proactive about their education. I have no idea what they are missing or have for homework in other classes. So, past drilling them on why they are failing a class that is not mine, I can’t really do a whole lot. I let them chat, decompress. They talk to me about personal things and I mediate disagreements. It is still a positive use of time, for the most part.

It took me about half the quarter but I figured out a daily schedule that I like and seems to work well for my students. They now hate that they have bell work, which is a requirement of the school, it just took me a while to find something I found advantageous and that didn’t take up a ridiculous amount of time. Tomorrow they have an easy peasy bell work, three favorite things you did over break and then we will share and transition to talking about our field trip. I have to tell them their jobs, what day they are going and hopefully we will have time to do a stations activity. If not, we will just transition that over to other days this week.

Honestly, the hardest part has been learning our schedule. I see each class 4 times a week, we get our an hour early one day a week, and I do not see two periods, on a rotating basis, once a week. Thank goodness I have these schedules printed out and hanging on the board. I would never know what was happening.

I really do love what I am doing. I am sad that fall break is over, but, a small part of me is excited to get back to work. Only 16 school days until our next day off!

I will add, I love our days off because they are almost always days that my husband gets off too. So, we get some quality time that we rarely get during the work week.

I hope you all are doing well. I am going to try and get back into posting here, at least once a week. I know that is not a lot, but I don’t want to over-commit. I do a lot at work. Averaging about 50-60 hours a week. There is a huge district grant program where we have to implement a project, science fair, a field trip and then the state testing. Just, so much.